Hi, I'm Francis Kelly.
I believe in straight talk, top quality products
and superior service in a friendly, low pressure environment.
I was born and raised in Newfoundland and Labrador, and it is where I
have chosen to raise my family. I have also chosen to build my business here in order to service my own community of people.
If you have taken the time to visit my website, odds are that you are shopping for insurance for you and your family. Buying insurance can be a complicated process. You have so many options, and so little time to use to make this important decision. This is why you need an expert to advise you.
Not sure what the best plan is for you? Do you have pre-existing conditions? I can help you find the best providers with the best products for most unique individual situations, and I can answer any questions that you may have, so that you make the most informed decision. While call center operators are well trained in their products, they often miss the bigger picture - your unique life situation.
When you contact us, you will be putting over 20 years of insurance industry experience and knowledge to work for you. For that time, I have focused on providing my fellow Atlantic Canadians with the best health insurance plan that suits the needs of them as well as their families. In order to do this we have to relentlessly educate ourselves on all of the insurance offerings that are available. You can then benefit from our expertise by using our recommendations to help you decide on a plan that will work best for you, and your family.
We specialize in life insurance for clients of all ages and medical history. We also provide our clients other forms of insurance. Click on the tabs below to read more about what we have to offer you.
Designed for the most challenging applicants, Guaranteed Acceptance Life Insurance makes it easy and affordable to get the peace of mind that you deserve.
Guaranteed Acceptance Life is “guaranteed issue”. You will not be turned down for coverage even if you have a health condition or conditions. This no medical life insurance plan is a simple, permanent insurance solution designed to meet the insurance needs of the most challenging applicants.
Regardless of your medical condition or if you were previously declined for life insurance, you are eligible for this insurance.
Take control of future financial decisions that may impact those you care about such as final expenses, funeral costs, medical bills or outstanding debts. Your health shouldn’t prevent you from getting the peace of mind that you deserve.
Some examples.
To find out if you are eligible for this insurance, give us a call at 709-631-0028. In a few minutes I'll be able to tell you if you meet eligibility requirements.
Designed for the most challenging applicants, Guaranteed Acceptance Life Insurance makes it easy and affordable to get the peace of mind that you deserve.
Regardless of your age, if you are in good health this option gives the lowest premiums with the highest payout levels.
To find out if you are eligible, give us a call at 709-631-0028. In a few minutes I'll be able to tell you if you meet eligibility requirements.
Getting your health insurance while you are healthy is one of the best decisions that you can make. If you become ill or injured, it will be harder to get coverage, as a personal health plan will have to be underwritten.
Blue Cross Medical insurance covers drugs, dental, eyeglasses as well as many other medical expenses that are not covered by provincial health plans. These costs can be substantial, and medical insurance helps to offset these surprise expenses.
Some examples.
To find out if you are eligible for this insurance, give us a call at 709-631-0028. In a few minutes I'll be able to tell you if you meet eligibility requirements.
Critical illness insurance is a type of insurance that provides a lump sum payout in the event that you are diagnosed with a serious medical condition that is specified in the policy. The specific illnesses covered may vary depending on the insurance company, but typically include conditions such a s cancer, heart attack, stroke, kidney failure, major organ transplant, and paralysis.
Unlike traditional health insurance policies, critical illness insurance pays out the same lump sum regardless of the actual cost of treatment , and the funds can be used in any way the policyholder sees fit.
The lump sum payment can be used to cover medical expenses, lost income due to time off work, or any other financial burdens that may arise as a result of the diagnosis
An often overlooked benefit of this type of insurance is that if you wish, you can go elsewhere to seek the best possible medical tratment. This means that you can literally see the best doctor in this field, without having to break yourself financially. If you get sick, what is this worth to you?
To find out if you are eligible for this insurance, give us a call at 709-631-0028. In a few minutes I'll be able to tell you if you meet eligibility requirements.
My goal is simple – to make the process of getting life insurance straightforward, fast and easy. My 100% No Pressure Guarantee
"For
me, it’s easy to see why Francis Kelly is a leading agent in Guaranteed
issue Health, and Life Insurance in Atlantic Canada. He puts his
clients first!
We have received the best advice and the greatest service
that I have ever seen from an insurance agent. He put his over 20 years
of experience to work to get me and my family the best insurance
coverage that suited our needs and budget.
Thank you so very much'.
"Francis
is great. He handles my family’s insurance plan. Anytime I have any
question or concerns I can call him and he handles it.
It’s great
dealing with someone personally rather than calling into a call center
and being treated like a number in a case file. You can’t get service
like that these days.Happy to have met Francis. He’s made the whole process a lot simpler"
